So what does it take to be properly dressed for winter riding? (Sluggo, this is for you!) Through trial and error, this is the combination that works for me.
Base layer: Pactimo long sleeve base layer shirt paired with Hot Chillys Peach Skin leggings or Pactimo compression tights.Keeps me COZY!!
Mid layer: UnderArmour Cold Gear long sleeve crew or mock.
Outer Layer: Pactimo Cascade jacket (or my Pearl Izumi Gavia jacket. See Cold Weather Chic, December 2012), and Performance thermal cycling tights.
Accessories: Wool ski socks partnered with Garneau booties over my cycling shoes; A Hincapie Arenberg headband (with a ponytail port!) on my head. (I also picked up a great warm beanie from the Harpoon P2P Ride that fits nicely under my helmet. I might choose that some days.); and a pair of Pearl Izumi Thermal Lites under Planet Bike Lobster Claw gloves. (On super-cold days only. Those lobby claw gloves are pretty toasty without them.)